Universal Beneficial Income

DP_t = \max(0,\; R_t - O_t - B_t - C_t - S_t)

Establishes what a Universal Beneficial Income system may distribute in a period, after every prior obligation is funded.

R_t

Qualifying system revenue in period t · currency

O_t

Verified operating cost · currency

B_t

Essential-benefit budget (food, housing, utilities) · currency

C_t

Required capital reinvestment · currency

S_t

Required reserve and stabilization funding · currency

Revenue of $1.8T against $300B operating, $420B benefits, $260B reinvestment, and $120B reserves gives DP = $700B.

• — Revenue at the scale the framework assumes has never been demonstrated.
• — Cost categories overlap in practice and require an accounting standard that does not yet exist.

D_t = \alpha \cdot \frac{DP_t}{N_t}

Divides the approved portion of distributable profit equally across every eligible citizen for the period.

D_t

Annual distribution per eligible citizen · currency

\alpha

Approved citizen-distribution percentage · 0–1

DP_t

Distributable profit in period t · currency

N_t

Eligible citizens in period t · count

α = 0.75 applied to $700B across 340M citizens gives about $1,544 per citizen per year.

• — An equal split ignores regional cost-of-living differences.
• — The dividend varies with system performance and cannot be guaranteed as a fixed amount.

PSR = \frac{\text{Liquid Reserves}}{\text{Projected 12-Month Core Obligations}}

Determines whether a distribution may be released at full rate, reduced, or suspended in favour of essential benefits.

PSR

Coverage of core obligations by liquid reserves · ratio

Liquid Reserves

Reserves callable within the period · currency

Core Obligations

Food, housing, utilities, account operations, and committed payments · currency

Reserves of $700B against $560B of projected core obligations gives PSR = 1.25 — adequate.

• — A shock that moves revenue and obligations together degrades the ratio faster than it predicts.
• — Threshold bands are conventions, not derived values.